Personal Finance, 8th Edition

Description

For courses in introductory personal finance.

A blueprint for securing your financial future

Personal Finance: Turning Money into Wealth empowers students to successfully make and carry out a plan for their financial future. By introducing the 10 fundamental principles of personal finance in a way that leaves a lasting impression, this text offers students lifelong tools that will help them effectively cope with an ever-changing financial environment. The 8th Edition reflects recent changes in the world of personal finance, including new tax laws, the economic downturn, weakness in the labor markets, the explosion of student loans, and the rise of credit card debt.

PART I: FINANCIAL PLANNING 
1. The Financial Planning Process 
2. Measuring Your Financial Health and Making a Plan 
3. Understanding and Appreciating the Time Value of Money 
4. Tax Planning and Strategies 

PART II: MANAGING YOUR MONEY 
5. Cash or Liquid Asset Management 
6. Using Credit Cards: The Role of Open Credit 
7. Student and Consumer Loans: The Role of Planned Borrowing 
8. The Home and Automobile Decision 

PART III: PROTECTING YOURSELF WITH INSURANCE 
9. Life and Health Insurance 
10. Property and Liability Insurance 

PART IV: MANAGING YOUR INVESTMENTS 
11. Investment Basics 
12. Investing in Stocks 
13. Investing in Bonds and Other Alternatives 
14. Mutual Funds: An Easy Way to Diversify 

PART V: LIFE CYCLE ISSUES 
15. Retirement Planning 
16. Estate Planning: Saving Your Heirs Money and Headaches 
17. Financial Life Events—Fitting the Pieces Together 

Appendix A: Compound Sum of $1 
Appendix B: Present Value of $1 
Appendix C: Compound Sum of an Annuity of $1 for n Periods 
Appendix D: Present Value of an Annuity of $1 for n Periods 
Appendix E: Monthly Installment Loan Tables 

Published by Pearson (February 15th 2018)

Book in PDF format.
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